
SINGAPORE FINTECH FESTIVAL 2026 · 18–20 NOV
Global FinTech Hackcelerator Finalist
Smile API is one of up to 20 finalists showcasing visionary solutions at the Singapore FinTech Festival — tackling GXS Bank's adaptive risk modelling challenge with a unified credit and fraud risk framework.
Register your interest
THE PROGRAMME
Global FinTech Hackcelerator
Organised by GFTN in partnership with the Monetary Authority of Singapore (MAS), the Global FinTech Hackcelerator spotlights the boldest early-stage innovators transforming financial services. The programme seeks groundbreaking, market-ready solutions that leverage technology to drive a more efficient, inclusive, and resilient financial system.
Up to 20 finalists showcase their visionary solutions at the Singapore FinTech Festival, with winners crowned at the FinTech Awards dinner.
Learn moreTHE CHALLENGE WE'RE TACKLING
GXS Bank — Adaptive Risk Modelling Systems
Credit and fraud risk share common signals, yet are assessed in silos — creating blind spots that lead to missed risks and mounting losses. As financial behaviours shift, static and disconnected models fall further behind. How might we build an adaptive risk modelling system that unifies credit and fraud assessment into a single, continuously learning framework?
- Unify credit and fraud signals into one risk profile
- Continuously learning models that adapt as behaviours shift
- Close blind spots that lead to missed risks and losses

MEET US AT THE FESTIVAL
Register your interest
Book time with the Smile team at Singapore FinTech Festival, or tell us about your credit and fraud risk challenges — we'll follow up after the showcase.